Legal,
copyright and trademark information
Use of this Web site is governed by the following terms and conditions
which are subject to change without notice to you. Please read them carefully
before using this site.
Limited licence and use
Stepright Capital Planning Inc., Wayne Branchaud and Lynn Whetham grant
you a limited licence to display the contents of this site on your computer
and print, download and use the materials on this site solely for personal
or educational purposes and for purposes of doing business with Stepright
Capital Planning Inc., provided that the contents of the site are not
modified in any way and that all copyright and other notices are maintained.
You agree not to, or allow others to, directly or indirectly, attempt
or actually disrupt, impair or interfere with, alter or modify this site
or any of its content. You agree not to, or allow others to, directly
or indirectly, collect or attempt to collect any information about others,
including passwords, account or other information. In order to use this
site, you must have attained the minimum prescribed age in the jurisdiction
in which you are resident to contract for the products and services.
This site is for general information purposes only and is not intended
to provide you with any personalized financial, insurance, legal, accounting,
tax or other professional advice. You will not rely on this site as a
substitute for independent research or for personal advice from a financial
security advisor of Freedom 55 Financial, a division of London Life, or
its affiliated companies or any other appropriate professional advisor.
Nothing on this site constitutes an offer to buy or sell products or services
of London Life, its affiliated companies or suppliers. All products and
services are subject to the terms and conditions of any applicable contracts.
London Life products and services and those of third parties which may
be referred to on this site are available only in jurisdictions where
they may be lawfully offered for sale in Canada. The financial security
advisors may only solicit the sale of financial products and services
for which the financial security advisor has been duly licensed in the
jurisdiction in which the sale occurs. The use and content of this site,
and the terms and conditions contained herein, shall be governed by the
laws of the province in which the financial security advisor resides and
you agree to attorn to the jurisdiction of the courts of that province.
Privacy and Confidentiality
You acknowledge that the financial security advisor collects and uses
personal information for purposes of providing the services contained
on this site. The financial security advisor is committed to respecting
the privacy and confidentiality of information in accordance with applicable
law. The financial security advisor has established and will continue
to maintain appropriate safeguards to protect the security and confidentiality
of personal information. However, you acknowledge and confirm that the
Internet is not a secure medium where privacy and confidentiality can
be guaranteed and that complete security and confidentiality of transmissions
to and from this site over the Internet is not possible at this time.
Your confidential use of the site cannot be guaranteed and you acknowledge
that your use of the site (including information you transmit to the site)
may be subject to access or manipulation by, or disclosure to, third parties.
Without limiting any other disclaimer herein, the financial security advisor
shall not be responsible or liable for any damages that you or any other
person may suffer in connection with any such breach of privacy, confidentiality
or security. If you are provided with a user name and password to access
any part of this site, you agree to be liable for all uses of your user
name and password, including unauthorized use without your consent and
you acknowledge that the financial security advisor shall not be responsible
to confirm the actual identity or authority of any user. Instructions
provided pursuant to such user name and password shall constitute sufficient
authority to the financial security advisor to execute any transactions
directed thereunder. You agree to notify the financial security advisor
immediately should the confidentiality of your user name and password
be in jeopardy.
E-mail security
The security of e-mail communication cannot be guaranteed at this time.
Any person wishing to communicate or send information of a private or
confidential nature to the financial security advisor is encouraged to
do so by other means.
Copyright
This site has been developed by the financial security advisor.
The contents of this site are the property of the financial security advisor
and third parties whose information or materials are contained on the
site. All information and materials contained on this site are protected
by copyright, trademark and other intellectual property laws of Canada
and other countries. Subject to the limited licence to use this site as
described above, no person may copy, redistribute, reproduce or republish
in any form, or link to this site or its contents in any manner whatsoever,
including by way of hyperlinks or framing, unless that person has obtained
the prior written consent of the financial security advisor. Any infringement
of the rights of the financial security advisor may result in appropriate
legal action.
Trademarks
The financial security advisor owns or has obtained the right to use by
licence or otherwise the trademarks used on or in connection with the
goods and services provided. The trademarks are protected by Canadian
and foreign trademark laws. All rights reserved. The display of trademarks
on this site shall not in any way be construed as an implied licence to
use such trademarks.
These trademarks may include, without limitation, the leaf design, Freedom
55 and Freedom 55 Financial which are trademarks of London Life and other
registered and unregistered trademarks of London Life and other third
parties.
General disclaimer
- The content of this site is provided solely for personal and educational
purposes and for purposes of doing business with the financial security
advisor and is subject to modification without notice to you. While
information posted on this site is believed to be reliable and accurate
at the time of posting, the financial security advisor does not guarantee,
represent or warrant that the information contained on this site is
accurate, complete, reliable, verified or error free.
- The financial security advisor makes no express or implied representations
or warranties regarding the usability or condition of this site, that
this site will operate uninterrupted or error free, or that this site
will operate in combination with any services or software used in connection
therewith or that it shall be viewed consistently with all browser software
or that any communication transmitted to or from this site is private,
confidential or secure.
- THE FINANCIAL SECURITY ADVISOR EXPRESSLY DISCLAIMS ALL REPRESENTATIONS,
WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE,
INCLUDING, WITHOUT LIMITATION, THE WARRANTIES AND CONDITIONS OF MERCHANTABLE
QUALITY AND FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY,
TIMELINESS, SECURITY OR ACCURACY, AND ANY REPRESENTATIONS, WARRANTIES
OR CONDITIONS THAT MAY ARISE FROM A COURSE OF DEALING OR USAGE OF TRADE.
- YOU ASSUME FULL RESPONSIBILITY FOR RISK OF LOSS OF ANY NATURE
WHATSOEVER RESULTING FROM YOUR USE OF THIS SITE. Without limiting
the generality of the foregoing, you acknowledge and agree that none
of the financial security advisors, London Life or any of its affiliates,
or any of their directors, officers, employees or agents shall be liable
to you for loss of data, computer time or any loss or damage of any
nature whatsoever arising out of or attributable in any manner whatsoever
to your use or inability to use this site for any reason whatsoever
or to any action or inaction on the part of the financial security advisor
or for any direct, indirect, special or consequential damages, even
if the financial security advisor has been advised of the possibility
thereof, including but not limited to lost profits, lost opportunities
or business revenues, loss of goodwill, or failure to realize expected
savings.
- This site contains links to other sites which sites are not maintained
or controlled in any way by the financial security advisor. Such links
are provided for convenience only and are not to be construed as an
endorsement by the financial security advisor or any other party of
the products, services, advice or opinions or any other content of such
sites.
More information
For more information concerning the terms and conditions of use of this
site or to request the authorization to reproduce or distribute the content
of this site or any part thereof, please contact your financial security
advisor.

|